Two kinds of Information Exchange are practiced. Exchange subjects are written as below.
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CRIN(Credit Information Network)
Negative information(overdue, subrogation and so on) and declarations from debtor. -
IDEA(the Information on Total Debt for Appropriate Approach)
The information on the balance of card loan or cash advance which is collateral-free and for consume.
The information on the balance of money lending which is based on Money Leading Business Act.