Credit Information Bureaus in Japan

(as of March, 2025)

Items\Bureaus Personal Credit Information Center Credit Information Center Corp.(CIC) Japan Credit Information Reference Center Corp.(JICC)
Establishment October 1988 September 1984 June 1986
Umbrella organization Japanese Bankers Association - -
Network nation-wide nation-wide nation-wide
Number of members※ 1,035 institutions 809 institutions 1,263 institutions
Quantity of information registered※ 99.7 million contracts 800.0 million contracts 499.5 million contracts
Number of inquiries
(as of March 2023)
1.2 million 24.1 million 16.6 million
Information retention period 5 years 5 years 5 years

 ※ As of the end of March 2024.