Credit Information Bureaus in Japan

(as of March, 2018)

BureausItemsPersonal Credit Information CenterCredit Information Center Corp.(CIC)Japan Credit Information Reference Center Corp.(JICC)
EstablishmentOctober 1988September 1984June 1986
Umbrella organizationJapanese Bankers Association--
Number of members※1,174 institutions937 institutions1,389 institutions
Quantity of information registered※96.5 million contracts715.4 million contracts382.4 million contracts
Number of inquiries
(as of March 2018)
1.04 million18.3 million12.1 million
Information retention period5 years5 years5 years
Consumer relation office for disclosuresOnly by mailing7 CIC branchesHead office and Osaka branch

 ※ As of the end of March 2018.