Credit Information Bureaus in Japan

(as of March, 2019)

Items\Bureaus Personal Credit Information Center Credit Information Center Corp.(CIC) Japan Credit Information Reference Center Corp.(JICC)
Establishment October 1988 September 1984 June 1986
Umbrella organization Japanese Bankers Association - -
Network nation-wide nation-wide nation-wide
Number of members※ 1,146 institutions 921 institutions 1,369 institutions
Quantity of information registered※ 95.8 million contracts 734.2 million contracts 410.0 million contracts
Number of inquiries
(as of March 2019)
1.03 million 18.9 million 12.6 million
Information retention period 5 years 5 years 5 years
Consumer relation office for disclosures Only by mailing 7 CIC branches Head office and Osaka branch

 ※ As of the end of March 2019.