JBA surveyed its 189 member banks on “Withdrawals using counterfeit cash cards,” “Illegal withdrawals using Internet banking” and other related topics, and released the findings on July 25.
The following changes have been made to the previous surveys.
(Surveys on Illegal Deposit Withdrawals: Tables 1 to 4)
- Compensation rates for the cases are newly published (only those cases which occurred within the last three months and for which the processing has been finalized at the time of the surveys).
- The period in “Withdrawals using stolen passbooks” refers to when the damages occurred (previously: when banks were notified by customers).
- “Withdrawals using counterfeit cash cards” and “withdrawals using stolen cash cards” include damages that occurred overseas.
- Cases in which spouses or relatives are illegally involved are excluded.
(Survey on Account Suspensions by Banks Due to Illegal Use: Table 5)
- The number and amount of suspended or cancelled accounts that remain unsolved are published, in correlation with enforcement of the Law on Remedies for Remittance Solicitation Fraud.
An overview of the findings is described in the tables below.
Table 1-1 Withdrawals Using Stolen Passbooks| Period | Cases | Amount (million yen) |
|---|
| Jan. ~ Mar. 2008 | 38 | 33 |
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Table 1-2 Number of Compensated Cases, etc.| Period | Cases for which Processing was Finalized | Compensated Cases | Compensation Rate |
|---|
| Jan. ~ Mar. 2008 | 14 | 11 | 78.6% |
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Table 2-1 Withdrawals Using Counterfeit Cash Cards| Period | Cases | Amount (million yen) |
|---|
| Jan. ~ Mar. 2008 | 72 | 65 |
|---|
Table 2-2 Number of Compensated Cases, etc.| Period | Cases for which Processing was Finalized | Compensated Cases | Compensation Rate |
|---|
| Jan. ~ Mar. 2008 | 59 | 59 | 100% |
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Table 3-1 Withdrawals Using Stolen Cash Cards| Period | Cases | Amount (million yen) |
|---|
| Jan. ~ Mar. 2008 | 605 | 295 |
|---|
Table 3-2 Number of Compensated Cases, etc.| Period | Cases for which Processing was Finalized | Compensated Cases | Compensation Rates |
|---|
| Jan. ~ Mar. 2008 | 401 | 295 | 73.6% |
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Table 4-1 Illegal Withdrawals Using Internet Banking| Period | Cases | Amount (million yen) |
|---|
| Jan. ~ Mar. 2008 | 24 | 17 |
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Table 4-2 Number of Compensated Cases, etc.| Period | Cases for which Processing was Finalized | Compensated Cases | Compensation Rates |
|---|
| Jan. ~ Mar. 2008 | 20 | 16 | 80.0% |
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Table 5-1 Account Suspensions and Cancellations by Banks Due to Illegal Use (Surveyed Banks: 187 member banks)| Period | Suspended | Cancelled | Total |
|---|
| Jan. ~ Mar. 2008 | 11,455 | 9,378(8,895) | 11,938 |
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- The figures in parentheses are the number of cancelled accounts which had previously been suspended.
Table 5-2 Number and Amount of Suspended or Cancelled Accounts that Remain Unsolved (as of the end of 2008)
| Number of Accounts | Amount(million yen) |
|---|
| Number and amount of accounts which are separately managed by banks after suspension or cancellation | 183,789 | 8,723 |
|---|
| Amount of accounts which will be covered by the Law on Remedies for Remittance Solicitation Fraud | 124,472 | 5,947 |
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| Accounts with amounts of less than 1,000 yen | (71,370) | (31) |
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