Credit Information Bureaus in Japan

There are three major credit information bureaus in Japan which store respectively a lot of personal credit informations and provide them to their member credit institutions.

Such bureaus are as follows;

  1. the Association's Personal Credit Information Center
  2. Japan Credit Information Reference Center Corp. (JICC)
  3. Credit Information Center Corp. (CIC)

These three bureaus started the shared credit information system named CRIN in March 1987, under the initiative of their respective umbrella organizations such as Japanese Bankers Association, the Federation of Credit Bureaus of Japan and the Japan Consumer Credit Industry Association.

Each bureau's organization, kinds of information registered, number of information stored, outline of CRIN system and privacy-protection measures are shown in following Appendices.